Partners Banka
Retail bank in Central Europe with 175 branches & modern digital banking
End-to-end product portfolio – current & savings accounts, loans, mortgages, insurance, investments & financial advisory
Website: https://www.partnersbanka.cz/
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“TaranDM implementation team is well credit-risk oriented. They have the business knowledge and expertise, and were also able to suggest improvements into the concepts we have designed. Further, they were flexible and able to accommodate when both our technical and business requirements were changing during the implementation.”
David Husák, Head of Credit Risk Management
Business objectives
- Leveraging the group's existing branch network and building a bank with modern technologies & fully cloud-based infrastructure
- Finding a decision engine which can be used for various products & decisioning processes with all degrees of complexity
Why has Partners Banka chosen TaranDM
- Modern technology stack, good fit for our digital banking infrastructure
- Features & comprehensiveness of the solution
- Responsiveness, focus on our needs, and overall approach from the vendor
- Great references
Project highlights
- Implementation of complex decisioning workflows, which:
- combine automated decisions with manual checks, verifications and requests for additional documents
- fetch data from more than 10 external data sources, such as the credit bureau, insolvency & debtor registers, foreclosure & distraint records, open banking / PSD2, document fraud detection and several real estate appraisal systems
- automatically assess the creditworthiness of the applicant and also the co-applicants (if any) and generate multiple tailored offers
- Knowledge transition to the client's team, which ensures that the risk & business users are now able to change credit policy, offer parameters and data sources prioritization by themselves without the need for IT involvement
