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The Credit Risk Decision Engine For You.
Decide. TaranDM®.

Meet TaranDM - the next-generation credit risk decision engine with a full suite of enterprise-grade capabilities. Trusted by banks and financial institutions across five continents, TaranDM is a uniquely powerful solution that can be deployed within weeks, while ensuring all sensitive data remains securely on the client's side.

Risk teams using TaranDM quickly leap ahead in agility, making smarter, faster, more cost-effective and transparent decisions.

Our clients automate decisioning in real time or in batches across the entire customer lifecycle, including loan origination, credit scoring, and fraud detection. They can easily simulate scenarios and assess the impact of any changes on their portfolios. With smart strategy orchestration and optimized data source usage, clients reduce costs. All of this is backed by the Taran team's deep domain expertise in credit risk.

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Our clients

Lenders across five continents can fully focus on their clients and on building resilient portfolios

“Greatly appreciate the swift response and hands-on support provided by Taran team, as well as their flexibility and readiness to proactively step in during periods where we had internal resource capacity challenges.”

Nicole Oesman

Abdul Latif Jameel Finance

Sector Chief Risk Officer

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“Through our collaboration with Taran, we have acquired a cutting-edge decision engine. This advanced technology positions us at the forefront of our industry. It empowers us to exercise precise control over automated underwriting strategies, facilitates swift and uncomplicated model deployments, seamless integration of data sources, and furnishes our clientele with real-time decisions within milliseconds.”

Matej Urban

AREA42

Head of Risk & Data

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“TaranDM's flexibility has been valuable in handling complex decision logic, with built-in tools that support testing, audit trails, and approvals to keep our processes aligned with best practices.”

Leonard Davin Solihin

Flip

Head of Underwriting and Data Science

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“Neo is built on the belief that Canadians who put in the work deserve to get what they've earned. Whether that's a first credit card approval, a secured card that builds their credit score, or a high-interest savings account that actually rewards their discipline. Financial victory is built one decision at a time. TaranDM gives us the decisioning infrastructure to deliver that at scale, catching the signals legacy banks miss without the constraints that slow most companies down. That's the kind of partnership that moves the mission forward.”

Andrew Chau

Neo Financial

Co-founder

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“We are now leveraging more data to enhance our decision-making process. With TaranDM, we can utilize 20× more data points in the adjudication process [...] Previously, incorporating new data sources required several months, but now it's much quicker. [...] We've transitioned from a broad adjudication path to having multiple, tailored paths for various segments. [...] What once took weeks of discussion and planning can now be achieved within a day.”

Christian Rosati

Neo Financial

Director of Risk Analytics and Credit Decisioning

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“As a fast-growing fintech, we need tools and partners that are going to support us in our growth while allowing us to move at a fast pace. Taran has enabled us to implement a wholistic credit adjudication strategy to effectively gain new customers and give our team the tools to manage our existing portfolio.”

Brent Bishop

Neo Financial

Chief Credit Risk Officer

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“TaranDM implementation team is well credit-risk oriented. They have the business knowledge and expertise, and were also able to suggest improvements into the concepts we have designed. Further, they were flexible and able to accommodate when both our technical and business requirements were changing during the implementation.”

David Husák

Partners Banka

Head of Credit Risk Management

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“TaranDM engine does exactly what we wanted from it, and some more. It has allowed us to smoothly replace the legacy, outdated decision engine, and kickstart our business growth.”

Jack Low

RinggitPlus

Chief Commercial Officer

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“TaranDM accelerates our ability to innovate in credit decisioning. Its flexible architecture, seamless integration and real-time adjudication capabilities allow our team to integrate new data sources, experiment with risk strategies, test and deploy changes in hours – not weeks. This agility has been critical in helping us scale responsibly while staying ahead of market shifts. TaranDM isn’t just a tool – it’s a strategic enabler for smarter, faster, and more transparent credit decisions.”

Jeremy Bagshaw

Rogers Bank

Chief Credit Risk Officer

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“We are working with multiple vendors during the digital transformation effort and TaranDM team has been outstanding in delivering the complex solution. The team is responsive, timely, and very professional, delivery on time!”

Aleksi Khoroshvili

Silk Bank

General Director

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“TaranDM team demonstrated great transparency, responsiveness and flexibility during project negotiations as well as very competitive commercial terms. Most importantly, they effectively addressed the core business challenges of our risk team.”

Ongki Kurniawan

Skorcard

Co-Founder and CEO, Skor Technologies

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“We were really pleased and amazed by the quantity and quality of help provided by the TaranDM team in implementing the decision engine for Skorcard. Within a very strict timeline, they worked at tremendous pace – while educating our team in the process – to get the decision engine integrated and ready for deployment. As a founder, I would recommend TaranDM without hesitation to anyone looking to use a decision engine.”

Kush Srivastava

Skorcard

Co-Founder and CTO, Skor Technologies

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“TaranDM is clearly designed by practitioners who have been heavy users of decision engines themselves. It seamlessly addresses many of the typical pain points of traditional decision-management tools, making daily use both efficient and intuitive. Its design naturally guides users toward industry best practices.”

Kirill Odintsov

Skorcard

CRO & CDO, Skor Technologies

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“Tonik has acquired a powerful tool to manage its lending business, simplifying and accelerating the improvements we are implementing. The Taran implementation team demonstrated a high level of competency and a strong focus on client needs. This tool is a key enabler for Tonik's business growth.”

Marek Matas

Tonik Bank

Chief Risk Officer

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Explore Our Clients Stories

TaranDM Capabilities & Advantages

Ready to manage any complexity. Always putting clients first.

TaranDM capabilities comparison chart Basic Capabilities Full Enterprise Solution Agile & Customer-Obsessed Low Customer Focus Traditional Decision Engines Emerging Decision Platforms
TaranDM capabilities comparison chart Basic Capabilities Full Enterprise Solution Agile & Customer-Obsessed Low Customer Focus "TaranDM allowed us to smoothly replace the legacy, outdated decision engine, and kickstart our business growth." "The team is responsive, timely, and very professional, delivery on time!" Traditional Decision Engines Emerging Decision Platforms "TaranDM team has demonstrated a high level of competency and strong focus on client needs."

Emerging Decision Platforms Have Only Basic Capabilities

  • SaaS only (data is sent to the vendor and kept there)
  • Limited integrations
  • Rule engine only
  • No simulation / AI capabilities

TaranDM Is A Full Enterprise Solution

  • SaaS or PaaS (client's cloud / on-premise)
  • Plug-and-play data adapters
  • Built-in simulation tools
  • LLM / AI Agent integration
  • Optimization solver support
  • Case management & other optional modules

Traditional Decision Engines Often Have Low Customer Focus

  • Slow, impersonal, rigid support
  • Hard to reach, siloed teams
  • Minimal customization or feedback incorporation
  • Long negotiations, hidden pricing
  • Multi-year contracts, long implementations
  • Difficult modifications

TaranDM Is Agile & Customer Obsessed

  • Responsive, flexible, transparent
  • Proactive feedback incorporation
  • Quick implementations
  • Competitive, favorable commercial terms (cancel anytime, transparent pricing)
MORE ABOUT CAPABILITIES & ADVANTAGES

TaranDM offers extra modules and consultation services

for better informed credit risk decisions

The powerful core to build and execute complex strategies

Enriched with additional modules:

MORE ABOUT ADDITIONAL MODULES

Let's Talk About You

We help our clients to automate their complex, data-driven decision.

You can contact us at info@taran.ai or via this form.

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